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Insurance Policies Offered

  • Business Insurance
  • General Liability
  • Blanket Insurance
  • BOP Insurance
  • Business Equipment
  • Business Interruption
  • Business Umbrella Insurance
  • Commercial Auto Insurance
  • Commercial Property Insurance
  • Directors and Officers
  • Fiduciary Insurance
  • Inland Marine Insurance
  • Key Person Insurance
  • Professional Liability Insurance
  • Special Event Insurance
  • Surety Business Bonds
  • Contingent Liability Insurance
  • Cyber Liability Insurance
  • Employers Liability Insurance
  • Employment Practices Liability Insurance
  • Environmental Liability Insurance
  • Errors and Omissions Insurance
  • Event Liability Insurance
  • Fire Legal Liability Insurance
  • Garage Keepers Insurance
  • Liquor Liability Insurance
  • Media Liability Insurance
  • Pollution Insurance
  • Premises Liability Insurance
  • Product Liability Insurance
  • Public Liability Insurance
  • Workers Compensation Insurance
  • Insurance Coverage & Advice by State

  • Homeowners Insurance
  • Condo Insurance
  • Farm Insurance
  • Landlord Insurance
  • Renters Insurance
  • Mobile Home Insurance
  • Contents Insurance
  • Vacant Land Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Builders Risk / Construction Insurance
  • Builders Risk / Construction Insurance

  • Car Insurance
  • Motorcycle Insurance
  • Snowmobile Insurance
  • Personal Watercraft Insurance
  • Collectible Auto Insurance
  • Umbrella Insurance

  • Life Insurance
  • Long Term Care Insurance
  • Disability Insurance
  • Health Insurance
  • Short-term Insurance
  • Annuities
  • Dental Insurance
  • Final Expense

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
States Licensed In
MA, NJ, NY, PA, OH
Contact Details
Located In
Ridgewood, NJ
Phone
(201) 370-2999
Facebook
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Linked In
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Hours of Operation
Mon 09:00 AM - 07:00 PM
Tue 09:00 AM - 07:00 PM
Wed 09:00 AM - 07:00 PM
Thu 09:00 AM - 07:00 PM Open
Fri 09:00 AM - 07:00 PM
Sat 10:00 AM - 06:00 PM
Sun Closed
Extra Services Offered
Insurance

Learn More About Independent Insurance Agent, Steven Sahagian


Browse the overview below to get a quick glimpse of how Steven can help you with your insurance needs. Click on the tabs above to go deeper on what makes Steven the right local independent insurance agent for you!

About Steven Sahagian

Sahagian Agency

I am a multi-line Insurance Agent who is licensed in NJ, NY, PA, MA, and OH. I started in the Insurance Business back in 1985. I graduated from The College of InsuranceI/St John's Univ. . I also am a Notary Republic. Some of the products I write are Life, Health, Annuities, Auto,Home,Flood, Business/Commercial Insurance, Disability , Medicare Supplements, and Long Term Care. I would be glad to shop your rates to see if I could save you money.

What Steven's Clients Are Saying

You can learn a lot about a local independent insurance agent by what their previous client's experience. See how they rate working with Steven below and how they may be able to help you with your insurance needs!

Personal & Commercial Insurance Coverages Offered

Learn what insurance policies Steven can help you with. Remember, there are many different coverage types that an independent agent insurance agent can help you with under each category.

  • As an independent insurance agent, Steven will ensure that your business is protected in case of a catastrophe or unexpected loss. Steven offers 33 different types of coverages for business insurance.

  • Obtain multiple quotes for your homeowners insurance with just one phone call. Allow an independent agent such as Steven, to handle the shopping for you. Steven offers 12 different types of coverages for home and property insurance.

  • Having the right car insurance is crucial, but it's even more important to understand the details of your coverage to ensure you're fully protected. Steven offers 6 different types of coverages for auto and vehicle insurance.

  • An an independent insurance agent, Steven is here to help you find the best life insurance to protect your loved ones, and they can also guide you in choosing an annuity — a product that provides guaranteed periodic payments in return for your initial investment. Steven offers 8 different types of coverages for life insurance and annuities.

  • As an independent agent, Steven can assist seniors in exploring Medicare insurance plan options, including Medicare Supplements and Medicare Advantage plans that offer additional benefits. Steven offers 3 different types of coverages for Medicare insurance.

Insurance Companies Steven Partners With

A local independent insurance agent works with multiple insurance companies which allow them to offer many choices to their clients. Check out some of the insurance companies Steven works with that can give you the coverage you need at the rate you're looking for.

Prudential New York Life Northwestern Mutual The Guardian Life MassMutual

Insurance Articles By Steven Sahagian

As a local independent insurance agent, Steven works hard to keep his clients informed to easily navigate the complexities of insurance. Below, you can view Steven's articles that they have posted to help you!

Guaranteed Life Policy
What Are Guaranteed Life Policies Like I See On TV Commercials?

November 20, 2025

Read More
What Is Medicare Advantage

November 20, 2025

Read More
Life Insurance Protection
How Do I Know What Type Of Life Insurance Is Best For Me?

November 20, 2025

Read More

Insurance Services Offered By Steven


As an independent insurance agent, Steven isn't limited to just one company like a captive agent. Instead, the agent partners with multiple providers, allowing them to shop around and find the best policy to fit each client's needs. They are also licensed in multiple states that give them a wider range of products to offer their clients as well. Learn more about Steven insurance services below!

Serving & Licensed In The Following States

A local independent insurance agent can serve and be licensed in multiple states. This allows them to help more consumers with continued relationship during relocation, access to a broader pool of insurance carriers and products, and so much more.

Massachusetts New Jersey New York Pennsylvania Ohio

Major Insurance Company Partners

Working with multiple major insurance companies, a local independent insurance agent can offer many more insurance products at cheaper rates to cover your needs.

Prudential New York Life Northwestern Mutual The Guardian Life MassMutual

More Resources From Steven

Below are more links from Steven to help your with your insurance needs. The links will open up in a new page when you click on them.

Business Insurance Coverages

Below are the business insurance protections that Steven can help you out with. Protect your business assets by contacting Steven today!

Business Insurance General Liability Blanket Insurance BOP Insurance Business Equipment Business Interruption Business Umbrella Insurance Commercial Auto Insurance Commercial Property Insurance Directors and Officers Fiduciary Insurance Inland Marine Insurance Key Person Insurance Professional Liability Insurance Special Event Insurance Surety Business Bonds Contingent Liability Insurance Cyber Liability Insurance Employers Liability Insurance Employment Practices Liability Insurance Environmental Liability Insurance Errors and Omissions Insurance Event Liability Insurance Fire Legal Liability Insurance Garage Keepers Insurance Liquor Liability Insurance Media Liability Insurance Pollution Insurance Premises Liability Insurance Product Liability Insurance Public Liability Insurance Workers Compensation Insurance Insurance Coverage & Advice by State

Home & Property Insurance Coverages

Below are the home & property insurance protections that Steven can help you out with. Protect your highest investments with Steven today!

Homeowners Insurance Condo Insurance Farm Insurance Landlord Insurance Renters Insurance Mobile Home Insurance Contents Insurance Vacant Land Insurance Flood Insurance Earthquake Insurance Builders Risk / Construction Insurance Builders Risk / Construction Insurance

Auto & Vehicle Insurance Coverages

Below are the auto & vehicle insurance protections that Steven can help you out with. Protect yourself while on the road with Steven today!

Car Insurance Motorcycle Insurance Snowmobile Insurance Personal Watercraft Insurance Collectible Auto Insurance Umbrella Insurance

Life Insurance & Annuities Coverages

Below are the life insurance & annuities protections that Steven can help you out with. Provide financial protections for your retirement years and family for when you're gone with Steven today!

Life Insurance Long Term Care Insurance Disability Insurance Health Insurance Short-term Insurance Annuities Dental Insurance Final Expense

Medicare Insurance Coverages

Below are the Medicare insurance protections that Steven can help you out with. Let Steven guide you through the complexities of Medicare and get the coverage your deserve today!

Medicare Advantage Medicare Supplement (Medigap) Medicare Part D

Steven Sahagian Experience With Previous Clients


What better way to trust a local independent insurance agent than through the recommendations of satisfied clients? Build confidence in working with Steven through the word-of-mouth endorsements of previous customers.

Average based on 2 reviews Leave a review

David A.

Apr 08, 2025

Steve did an excellent job finding the correct coverage for me at the right price. When I had an accident, he answered all my questions & helped me navigate the systems. I highly recommend Steve.

Gary G.

Apr 08, 2025

A disability policy from Mr. Sahagian saved me from bankruptcy! He is an insurance Guru!

Get An Instant Quote From Steven


Steven offers quote engines that allow clients to quickly get an estimated cost for their policies. Check out the quote engines below to see if the coverage you're looking for is available for an instant quote today!

Life Insurance Instant Quote

Find the best life insurance policy to protect your loved ones when the unexpected occurs. Steven will help guide you on getting the best policy possible.

Final Expense Instant Quote

Get a final expense policy to help your loved ones with end-of-life expenses. These policies can be cheaper and easier to obtain compared to other policies. Steven is ready to do the work for you.

Medicare Instant Quote

Seniors can explore Medicare quotes to see which policies they might qualify for. Medicare can be a complicated maze, so let Steven delve deeper and find the perfect plans for you.

ACA Health Insurance Instant Quote

Health insurance has never been easier to get. This health care quote engine can help pin-point the right plan for you and Steven can confirm the details with you.

ACA Dental Insurance Instant Quote

Nothing builds self-esteem like the perfect smile. Protect that smile with great dental coverage. If you don't see the right plan, Steven can help find the right policy to fit your needs.

Steven Sahagian's Insurance Articles


Steven has gone the extra mile to help consumers understand insurance by writing articles related to what they offer in coverages. Browse Steven's articles and see what you could learn new today.

Guaranteed Life Policy
What Are Guaranteed Life Policies Like I See On TV Commercials?

November 20, 2025

Read More
What Is Medicare Advantage

November 20, 2025

Read More
Life Insurance Protection
How Do I Know What Type Of Life Insurance Is Best For Me?

November 20, 2025

Read More
Life Insurance - What Type Of Life Insurance Should I Get
What Type Of Life Insurance Should I Be Getting

November 19, 2025

Read More
Getting The Best Medicare Supplement Plan

November 19, 2025

Read More
Term Life Versus Whole Life Insurance
What Is The Difference Between Term Life and Whole Life Insurance

November 19, 2025

Read More
Best Time For Long Term Care Insurance
When Is It The Best Time To Buy Long Term Care Insurance?

November 19, 2025

Read More
Annuities Versus Bank CD's
What Is The Difference Between Fixed Annuities and Bank CD's?

November 18, 2025

Read More
What Is Life Insurance

November 18, 2025

Read More
Permanent Life Insurance Is Important
Why Having Permanent Life Insurance Is Important

November 18, 2025

Read More
Fixed Annuities
What Are Fixed Annuities And How Do They Work?

November 16, 2025

Read More

Frequently Asked Questions Answered By Steven


Steven helps consumers with insurance by answering frequently asked questions. Insurance can become a whirlwind without the proper guidance of a professional. Let a qualified local independent insurance agent like Steven help you with the questions you have about your insurance needs.

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