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Lacey Riger, Local Independent Insurance Agent
Verified Local Independent Agent

Lacey Riger Independent Insurance Agent in New York, NY

New York, NY Agent since 1947 English
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BUSINESS HOME

Commercial Insurance for NYC Buildings, Brokerages & Contractors

20+ Years Experience Multi-Carrier Licensed in 3 States

About Lacey

Serhey Davidson is a third-generation, family-run independent insurance agency serving businesses, property owners, and professionals throughout New York, New Jersey, and Connecticut.

For decades, our focus has been simple: understand our clients, understand their risks, and help them secure the right coverage without making insurance more complicated than it needs to be.

We work closely with real estate owners, multifamily property owners, contractors, pharmacies, laundromats, retailers, professional businesses, and other commercial clients throughout the New York metropolitan area. Because we are an independent agency, we can work with multiple insurance carriers and markets to find coverage that fits the needs of each individual business or property.

Our areas of coverage include Commercial Property, General Liability, Business Owners Policies (BOP), Workers' Compensation, Commercial Auto, Umbrella and Excess Liability, Builders Risk, Contractors Insurance, Professional Liability, and other specialized commercial insurance solutions.

We have particular experience navigating the challenges of insuring businesses and real estate in New York City, including multifamily properties, contractors facing New York labor law exposures, and accounts that may require specialty or Excess & Surplus insurance markets.

What makes Serhey Davidson different is the relationship we build with our clients. We're not just here when a policy is purchased. We help clients through renewals, certificates, coverage questions, claims, changes to their businesses, and the unexpected situations that inevitably come up.

Insurance is ultimately about protecting what you've built. Our job is to make sure you understand your coverage, identify potential gaps, and have someone you can actually reach when you need help.

Coverage offered

Lacey can shop multiple insurance carriers for any of these coverages.

Home & Property

Builders Risk / Construction Insurance

Business Insurance

Business Insurance General Liability Accounts Receivable Bailees Coverage Blanket Insurance BOP Insurance Business Equipment Business Interruption Business Umbrella Insurance Commercial Auto Insurance Commercial Property Insurance Directors and Officers Fiduciary Insurance Inland Marine Insurance Key Person Insurance Patent Infringement Insurance Professional Liability Insurance Special Event Insurance Surety Business Bonds Trade Credit Insurance Contingent Liability Insurance Cyber Liability Insurance Employers Liability Insurance Employment Practices Liability Insurance Environmental Liability Insurance Errors and Omissions Insurance Event Liability Insurance Fire Legal Liability Insurance Garage Keepers Insurance Liquor Liability Insurance Media Liability Insurance Pollution Insurance Premises Liability Insurance Product Liability Insurance Public Liability Insurance Workers Compensation Insurance Insurance Coverage & Advice by State I'm Not Sure

Insurance carriers

Lacey represents these companies and can quote a policy with any of them.

Chubb
USLI
The Hartford
AmTrust
Berkshire Hathaway GUARD

Carrier names and logos are the trademarks and property of their respective owners, shown here only to identify the companies Lacey is appointed with and can quote. Their use does not imply endorsement, sponsorship, or affiliation. Lacey Riger is an independent insurance agent and is not employed by any of these carriers. Product availability, features, and rates vary by carrier and state and are subject to each carrier's underwriting and eligibility requirements.

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