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Data Study

Health Insurance Agent Density by State (2026)

Florida has the highest concentration of health insurance agents in the country — 167.6 per 100,000 residents — while Rhode Island has the lowest at 1.4. Across the 51 states analyzed, there are about 31.3 agents per 100,000 people.

Published August 1, 2026 · Based on 104,733 agents
104,733
Agents analyzed
52
States & territories
31.3
Agents per 100k (avg)

States with the most insurance agents per capita

#StatePer 100kAgentsPopulation
1 Florida 167.6 37,888 22,610,726
2 Texas 58.8 17,932 30,503,301
3 Utah 55.7 1,904 3,417,734
4 South Carolina 54.1 2,908 5,373,555
5 South Dakota 50.5 464 919,318
6 Mississippi 47.7 1,401 2,939,690
7 Nebraska 45.6 902 1,978,379
8 Georgia 41.4 4,569 11,029,227
9 North Dakota 39 306 783,926
10 North Carolina 38.8 4,200 10,835,491

States with the fewest insurance agents per capita

#StatePer 100kAgentsPopulation
1 Rhode Island 1.4 15 1,095,962
2 Vermont 1.9 12 647,464
3 Massachusetts 2 141 7,001,399
4 District of Columbia 2.2 15 678,972
5 New York 2.7 526 19,571,216
6 Minnesota 2.9 164 5,737,915
7 Hawaii 3.1 45 1,435,138
8 California 3.2 1,265 38,965,193
9 Washington 3.5 277 7,812,880
10 Connecticut 3.5 127 3,617,176

States with the most insurance agents overall

#StateAgentsPer 100k
1 Florida 37,888 167.6
2 Texas 17,932 58.8
3 Georgia 4,569 41.4
4 North Carolina 4,200 38.8
5 South Carolina 2,908 54.1
6 Illinois 2,855 22.7
7 Ohio 2,534 21.5
8 Michigan 2,438 24.3
9 Missouri 1,998 32.2
10 Tennessee 1,911 26.8

Methodology

Agent counts reflect 104,733 NPN-registered health insurance agents in our national directory (sourced from the CMS public registry) as of August 2026. Per-capita rates use U.S. Census Bureau 2023 population estimates and are expressed as agents per 100,000 residents. The density ranking covers the 51 states (plus D.C.) with both a listed agent and a Census population figure.

Cite this study

Free to share or reference with attribution to Insurance Storefronts:

Insurance Storefronts. (2026). Health Insurance Agent Density by State (2026). Retrieved from https://insurancestorefronts.com/insurance-agent-research/health-insurance-agent-density-by-state
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