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Insurance Storefronts — Local Independent Insurance Agents
Data Study

Health Insurance Agent Density by State (2026)

Florida has the highest concentration of health insurance agents in the country — 106.5 per 100,000 residents — while Rhode Island has the lowest at 0.7. Across the 51 states analyzed, there are about 21 agents per 100,000 people.

Published June 3, 2026 · Based on 70,180 agents
70,180
Agents analyzed
52
States & territories
21
Agents per 100k (avg)

States with the most insurance agents per capita

#StatePer 100kAgentsPopulation
1 Florida 106.5 24,077 22,610,726
2 South Dakota 40.4 371 919,318
3 South Carolina 37.8 2,032 5,373,555
4 Texas 37.5 11,425 30,503,301
5 Utah 37.4 1,279 3,417,734
6 North Dakota 32.9 258 783,926
7 Nebraska 32.6 645 1,978,379
8 Georgia 29.8 3,289 11,029,227
9 North Carolina 29.1 3,149 10,835,491
10 Arkansas 27.4 840 3,067,732

States with the fewest insurance agents per capita

#StatePer 100kAgentsPopulation
1 Rhode Island 0.7 8 1,095,962
2 Vermont 1.1 7 647,464
3 Massachusetts 1.3 88 7,001,399
4 District of Columbia 1.5 10 678,972
5 New York 1.5 295 19,571,216
6 Minnesota 1.7 96 5,737,915
7 Connecticut 1.8 66 3,617,176
8 California 2 781 38,965,193
9 Hawaii 2.1 30 1,435,138
10 Washington 2.2 175 7,812,880

States with the most insurance agents overall

#StateAgentsPer 100k
1 Florida 24,077 106.5
2 Texas 11,425 37.5
3 Georgia 3,289 29.8
4 North Carolina 3,149 29.1
5 Illinois 2,439 19.4
6 South Carolina 2,032 37.8
7 Ohio 1,876 15.9
8 Michigan 1,808 18
9 Missouri 1,431 23.1
10 Arizona 1,314 17.7

Methodology

Agent counts reflect 70,180 NPN-registered health insurance agents in our national directory (sourced from the CMS public registry) as of June 2026. Per-capita rates use U.S. Census Bureau 2023 population estimates and are expressed as agents per 100,000 residents. The density ranking covers the 51 states (plus D.C.) with both a listed agent and a Census population figure.

Cite this study

Free to share or reference with attribution to Insurance Storefronts:

Insurance Storefronts. (2026). Health Insurance Agent Density by State (2026). Retrieved from https://insurancestorefronts.com/insurance-agent-research/health-insurance-agent-density-by-state
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