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People are already finding you on Google under your name — this is your chance to make those searches count. This profile was built for you from public licensing records; claim it free to add your photo and bio, let clients reach you by email right from the page, and turn visitors into real leads with an instant quote engine. It's yours to keep — always free, no credit card.
This listing contains publicly available business information for Raymond Cruz, a licensed insurance agent located in Howard Beach, New York 11414. Based on the public dataset entry, this listing is associated with Marketplace Health Plans, Medicare Advantage, Medicare Supplement, Prescription Drug Plans, Dental & Vision, and Life Insurance. The listing indicates assistance is available in Spanish. Listed contact information includes a business phone number and office hours, shown above. This page was auto-generated from public CMS licensing records and has not been claimed or verified by the professional listed.
A licensed insurance agent is authorized by the state to help consumers in Howard Beach, New York compare, enroll in, and manage health coverage — including Health Insurance Marketplace (ACA) plans, Medicare Advantage, Medicare Supplement, and related products. An agent can explain how plans differ, check whether specific doctors and prescriptions are covered, and assist with enrollment during Open Enrollment or a qualifying Special Enrollment Period. Agents are typically paid by the insurance carriers, so their help is usually free to the consumer.
Welcome to your local guide for independent insurance agents in Howard Beach, New York. Finding the right insurance coverage can feel overwhelming, but connecting with a local expert makes all the difference. This page is designed to help you understand your options and discover why an independent agent is your best resource right here in Howard Beach. An independent insurance agent isn't tied to a single company. Instead, they work with multiple insurance carriers, allowing them to shop around on your behalf. This means you get a range of quotes and coverage options tailored to your specific needs, whether it's for your car, home, business, or family's future. Unlike calling an 800-number or visiting a single-brand storefront, an independent agent offers unbiased advice. They act as your advocate, helping you compare different policies and understand the fine print. For residents of Howard Beach, this local expertise ensures you get coverage that truly fits your life in our community.
This page was generated automatically from public licensing records, so right now it shows only the basics — with no simple way for a client to reach you. Claiming it (free, about 30 seconds) puts you in control: add your photo and bio, let clients contact you right from the page, and turn on an instant quote engine that captures them while they're interested. From there, a Marketing Profile helps clients find you where they actually search — by ZIP code, city, county, and state, and by the coverage they need (Medicare, life, health, and more) — with SEO that works to rank you higher over time. Here's how your profile can look in search:
These are participating, verified agents in our marketplace — ready to quote, compare, and bind today.
This page contains publicly available business information from state licensing databases and the National Producer Registry. If you are the professional listed here, you may claim and update your information at no cost.